Free Credit Monitoring and Identity Theft Protection ServicesUp to 10 years of free credit monitoring OR $125 if you decide not to enroll because you already have credit monitoring. The free credit monitoring includes:At least four years of free monitoring of your credit report at all three credit bureaus and $1,000,000 of identity theft insurance. Up to six more years of free monitoring of your Equifax credit report…If you were a minor in May 2017, you are eligible for a total of 18 years of free credit monitoring. If you claim more than 10 hours, you must describe the actions you took AND provide documents that show identity theft, fraud, or other misuse of your information…For the cost of Equifax credit monitoring and related services you had between September 7, 2016, and September 7, 2017, capped at 25 percent of the total amount you paid. Free Credit Reports for All U.S. ConsumersStarting in 2020, all U.S. consumers can get 6 free credit reports per year for 7 years from the Equifax website. That’s in addition to the one free Equifax report you can get at AnnualCreditReport.com